Who is considered to be an Employee?

  • The definition of an employee is wide and includes temporary staff as well as contractors who are treated like employees.
  • When employees leave the employ of the Insured they are still considered employees for 90 days after they have left.
    • This is important because these people sometimes retain their passwords and are able to use this and other ‘inside’ knowledge to commit a theft.
    • Likewise, suppliers might not know that the employee left their employer and this also presents an opportunity for fraud.
Commercial Crime