What is an EU Liability extension?

  • This extension is commonly found on Multimark policies when the Insured exports products to a European Union country.
  • As a result of those exports the Insured could incur liability arising out of those countries. Since the Multimark policy only covers liability arising out of southern African, the Insured would have an uninsured exposure.
  • On a Multimark policy the EC Liability extension would provide for this by extending the Products Liability cover to countries in the EU.
  • It is important to note that Multimark’s EU extension does not extend the policy to cover liability arising out of either strict (no fault) liability or design defects. By contrast the CGL policy automatically provides this cover.
General Liability