What is the difference between Products Inefficacy and Products Liability?


 Products Inefficacy

Products Liability


  • Both provide for losses arising out of the Insured’s Products


  • D&O means Directors’ and Officers’ liability cover
  • Covers liability arising when the harmful nature of the Insured’s Products cause Injury or Damage


  • Only covers liability arising out of a pure economic loss (no Injury or Damage)

  • Only covers liability arising out of Injury or Damage (no pure economic loss cover)

General Liability