What cover does the policy provide for hoteliers?

  • Accommodation establishments face strict liability in terms of damage to their guests’ property. This means that they are automatically liable for damage to the guests’ property regardless of the Insured’s fault.
  • Unlike the Camargue policy, many Multimark type policies provide very limited cover for strict liability.
  • The Camargue policy does provide cover for the strict liability that hoteliers face in terms of visitors’ clothing, personal effects and their parked cars.
  • There is no automatic cover for other items such as trade samples and tools of trade. The Custody and Control extension would be necessary to cover those items.
Subject: 
General Liability