- The Insured must have first become aware of the possibility of a claim during the Period of Insurance. There is no cover for claims (or possible claims) that the Insured was aware of before the Period of Insurance.
- The Insured must notify the company as soon as possible once they become aware of an event which may reasonably lead to a claim.
- Once the Insured has notified the company of such an event there is no time limit on when the accompanying claim may be lodged. (Some other Insurers impose a 48 month time limit.)
- The claim causing event must have occurred on or after the Retroactive Date.