Is liability arising out of the spread of disease covered?

  • Yes, if a third party suffers Injury or Damage as a result of the spread of disease then this would be covered in the same way that other causes of liability are covered. The policy does not distinguish liability arising out of the spread of disease from other causes.
  • For example, the Insured is a farmer whose animals are free to roam up to the boundary of the neighbour’s farm. Shortly after the interaction the neighbour’s animals grow sick and die. Section A – Public Liability would respond to the Insured’s liability to the neighbour.
Subject: 
General Liability