- The policy does not specify a specific number of days within which the claim must be notified.
- The policy does require that the Insured notify the Insurers as soon as practicable. Practicable means:
- When it is possible and practical. If the Insured discovers the loss on Friday evening he would not be expected to notify the Insurers over the weekend unless doing so would materially reduce the quantum of the loss, always assuming the Insurer is contactable. As with any policy, the Insured must do everything required to mitigate the "damage" without in any way admitting liability.
- This period is unlikely to ever be more than a few days unless the only person capable of reporting the incident is incapacitated.