About Retroactive Dates on the Commercial crime policy

  • The Insurers are typically willing to give around two years retroactive cover even if the Insured has not previously had a Commercial Crime policy.
  • This means that there is cover for the events which were
    • committed on or after the Retroactive Date but
    • only discovered during the Period of Insurance.
  • The retroactive cover is charged for and is not a free extension to the cover.
Commercial Crime